How To Stick To A Budget This Christmas

Budget for Christmas

Oh the holidays – how we love them so. The fun, the family, the get together’s – there’s so much magic this time of year. 

But with the holidays tends to come some unnecessary debt. From the mountain of gifts you’re purchasing, outfit changes for all occasions, potluck prep – the dollars spent tend to add up. 

And there’s nothing worse to go into the new year with than waaay less money you intended to, and credit card bills racked up. 

Though it’s so much fun to attend and participate in all the festive activities, there are some easy ways to stick to a budget and save some money this holiday season. 

These little tips and tricks should help to relieve some of the financial stress that comes with this time of year, but still enjoy the festivities with your loved ones. 

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12 At Home Date Ideas

At Home Date Ideas

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With the winter chill keeping you indoors, and the lack of bills in your wallet, it’s getting harder and harder to get out to go on a date.

It can definitely get expensive to go out for dinner, to the movies, or play a round of mini golf – I get it. With bills to pay and a savings to build, it makes it hard to get some special one on one time with your special person. 

But! You can still get that special time right at home. I know it may not seem so special, but I’ve gathered some fun things to do at home to still spend that quality time with your one and only. 

So whether it’s Valentine’s Day, or just a regular night, these ideas are great for spending some time with your person. For more at-home activities (that sometimes can include friends!) check out these rainy day activities!

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How To Make Your Home Look Nicer Than It Actually Is | Budget Hacks

Home Look Nicer on Budget

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We all scroll through the beautiful Insta feeds filled with these gorgeous homes, perfect decorating and immaculate style – how do people actually live in places like that!? (and afford it!?)

A lot of the time those photos are perfectly curated specifically for a photoshoot – sometimes they really are just sets and not lived in homes. And sometimes people are just loaded enough to have that nice of a home (kudos to them!)

But the rest of us over here (ahem us twenty-somethings) can’t quite afford those lavish homes, uber expensive furniture and the ability to actually paint the walls (hello renter probs). After all, many of us are just now getting out on our own for the first time!

Being young and still working on rising up to a solid income, I totally get not being able to afford all the gorgeous home decor items your heart desires. And not being able to afford a 4 bedroom brand new house – it’s just not realistic coming right out of college or high school.

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Money Saving Hacks When You’re Broke In Your Twenties

Money Saving Hacks

 

Being in your twenties means so many exciting adventures to take, and so many fun milestones to meet in your life. But all of that also comes with needing money to fulfill said milestones and adventures…not so fun now is it. 

Moving out three years ago, going through post-secondary school, holding a few full-time jobs and now entering a new phase of life (I recently got engaged!), a lot of budgeting has come into play. 

It’s definitely not east to balance wanting to have fun in your twenties with trying to prepare yourself for the future, but over the years I’ve picked up some habits that really help with managing money (especially when you don’t have a lot of it!). 

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